Business Finance
Business Finance
Whether you're a sole trader or large company, business vehicle finance with Volvo Car Financial Services will help tailor your vehicle finance to suit your needs – that means the best business outcome is achieved at a competitive price.
Volvo Car Financial Services has two options of tax-effective solutions to help with your business: Chattel Mortgage or Finance Lease.
Chattel Mortgage
If you’re using your Volvo mainly for business purposes, a Chattel Mortgage allows you to take ownership of your vehicle to suit your business needs. Benefits ranging from a competitive fixed interest rate, tailoring your loan term, to some tax benefits.
Finance Lease
Don’t want to own your Volvo but need it for business purposes? A Finance Lease offers you an easy way to experience a Volvo by giving you the flexibility to suit your business needs. Benefits range from tax-deductible repayments to choosing your repayment terms.
Volvo Car Future Value
Volvo Car Future Value^ is our Guaranteed Future Value Program that lets you secure the future value of your car. You also have the option to trade in, retain or return your car at the end of a loan term.
^Volvo Car Future Value consists of an option to return your vehicle to Volvo Car Financial Services (VCFS) ABN 20 097 071 460, Australian Credit Licence 389344 at the end of the term and requires VCFS to purchase the vehicle at an agreed price determined by VCFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) keep the vehicle by paying the GFV, which is a lump sum owed to VCFS at the end of the loan term after all repayments have been made. You must pay any loan contract deficit and additional charges if you exceed the nominated kilometre allowance or the vehicle is not in acceptable condition. Contact your nearest Volvo retailer to check eligible vehicles for this program. Terms, fees and charges are applicable. Full conditions available on application. For approved applicants only. Fleet, government, rental buyers, hire car and chauffeur companies excluded. To see if this product is right for you, please see our Target Market Determination here.
^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here.
