Personal Finance
Personal Finance
The choice is yours. Whether you’re looking for a Consumer Loan to help you purchase your new Volvo outright, or a Novated Lease through your salary package, or to secure the future value of your car through Volvo Car Future Value^.
Consumer Loan
With tailored financing solutions available, a Consumer Loan could be the perfect solution to experience the premium feel of a brand-new Volvo. Enjoy 100% finance for approved customers, fix your interest rate, choose the term of your loan, and customise your repayment.
Novated Lease
Make the most of your salary. A Novated Lease allows you to make the most of your salary package so you can own your new Volvo sooner. A solution for employees and employers alike, while taking advantage of potential tax benefits.
Guaranteed Future Value
If you’re in the market for a new Volvo, you may be able to take advantage of our Volvo Guaranteed Future Value^ Program. Available with both consumer and business loan products, we take out the guesswork and future proof your investment.
Target Market Determinations
Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
For more information visit the Target Market Determinations page
^Volvo Car Future Value consists of an option to return your vehicle to Volvo Car Financial Services (VCFS) ABN 20 097 071 460, Australian Credit Licence 389344 at the end of the term and requires VCFS to purchase the vehicle at an agreed price determined by VCFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) keep the vehicle by paying the GFV, which is a lump sum owed to VCFS at the end of the loan term after all repayments have been made. You must pay any loan contract deficit and additional charges if you exceed the nominated kilometre allowance or the vehicle is not in acceptable condition. Contact your nearest Volvo retailer to check eligible vehicles for this program. Terms, fees and charges are applicable. Full conditions available on application. For approved applicants only. Fleet, government, rental buyers, hire car and chauffeur companies excluded. To see if this product is right for you, please see our Target Market Determination here.
^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here.
