Volvo Car Premier Motor Insurance

This is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Product Disclosure statement and Policy Document (PDS)

New for old replacement** - ✓Up to 3 years of age
Parts we use to repair your vehicle - Genuine manufacturers parts***
Choice of repairer~- ✓
Child seat or baby capsules cover - ✓Up to $500 per incident
Emergency repairs - ✓Up to $500 per incident
Emergency accommodation and travelling expenses - ✓If incurred more than 100kms from home, up to $1,000 combined
Lock re-keying/re-coding for stolen car keys - ✓ Up to $1,000
Personal items in vehicle - ✓ Up to $1,000 any one incident
Staying mobile following theft - ✓ Rental or loan car up to $100 per day or Daily travel allowance of up to $50 per day for max 30 days.
Towing - ✓Reasonable costs
Trailer and Caravan cover - ✓$1,000 or market value whichever is the lesser
Transportation costs - ✓ $500 any one incident
Legal liability up to $20,000,000 any one event or series of events - ✓

Tailor your cover to suit your insurance requirements. Choose to add the following optional benefits for an additional premium.

Removal of basic excess for tyre claims (2 replacement or repair claims in any period of insurance) - Optional extra
Removal of basic excess for windscreen, sunroof or window glass claims (1 replacement claim and 2 repairs in any period of insurance) - Optional extra
Staying mobile following an accident (rental or loan car up to 30 days, $100 per day max) - Optional extra

You can reduce your premium by naming the specific drivers on your policy.

Named driver excess option (reduce your premium by naming specific drivers on your policy) - Optional

It’s important to know that if you select this option and you make a claim where an unnamed driver was using the vehicle when the incident occurred, you may be liable to pay the unnamed driver excess.

1. Take precautions to prevent further loss, damage or liability.

2. Notify the police as soon as possible if necessary.

3. After checking everyone is ok, obtain as much information as you can - the more detail the better. Record the name, address, phone number, email address, licence number and insurer of other drivers involved, and the registration numbers of their vehicles. Also make note of whether the car is owned by someone else other than the driver and take down their details.

4. Do not admit fault or liability.

5. Call Volvo Car Insurance Customer Care on 1300-516-953 and connect to claims.

6. Provide a detailed description of the accident and the damage which has occurred to the contact centre member.

7. A claims specialist will arrange a vehicle inspection at the Volvo Car authorised repairer of your choice and advise if an excess is applicable and when and how to pay it.

8. Once your claim is approved, your vehicle will be booked for repair.

9. When ready, your vehicle will be available for you to collect. Remember, materials and workmanship on repairs we authorise are guaranteed for as long as you own or lease the vehicle.

10. All done! Your car is fixed. You pick it up from the repairer and drive away.

Download the Volvo Premier Motor Insurance PDS here.

^The insurer of this Volvo Car Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Sydney NSW 2000. In arranging this insurance Volvo Car Australia Pty Ltd ABN 18 004 830 611 and the authorised retailers act on behalf of Allianz and not as your agent. Neither Volvo Car Australia nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the Product Disclosure Statement (PDS). The PDS and Target Market Determination are available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact Volvo Car Insurance Customer Care on 1300 516 953

*Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may also apply.

**If your vehicle is a total loss, you purchased it new or as a demo and it's less than 3 years old from its first registration, the insurer will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia. If you financed your vehicle – your financer also needs to provide written consent.

***If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part, if new genuine is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

~Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

How is my insurance premium calculated?

There are several factors that are used to establish the insurance premium of a policy. Visit Understanding premiums to learn more about how insurance policy premiums are calculated.
Note: You’ll be redirected to an Allianz website.