Up to £10,000 contribution with PCP

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Personal Contract Purchase

A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.

A digital graphic to represent finance option: PCP

Flexible terms

Drive a Volvo for a fixed period, then choose between one of three options – retain, return or renew.

Optional final payment

Part of the vehicle cost is deferred until the end of the agreement, potentially lowering monthly payments.

Choose to own your Volvo

If you would like to own the car you’ve been driving, just make the Optional final payment and it will be yours.

How Personal Contract Purchase (PCP) works

TBD

Up to £10,000 finance contribution with 1.9% APR Representative

Take advantage of a generous Finance Discount Contribution on many of our fully electric and hybrid models.

Compare finance options

Highlights

Return, exchange or own

24-48 months

6-30k annual mileage

You can own the car

24-48 months

Unlimited mileage

You own the car

No contract length

Unlimited mileage

Payment

Monthly payments with optional final payment

Partial deposit

Excess fees for wear and mileage

Early settlement option

Monthly payments

Partial deposit

No excess fees for wear and mileage

Early settlement option

One time payment

Partial deposit

No excess fees for wear and mileage

Settlement and termination not applicable

Included services

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Extended battery warranty

Applies to electric cars only

With PCP and Volvo Loan, you will need to pay additional Road Tax costs after the first year. With Volvo Loan, there is a risk of depreciation.

The sleek and stylish exterior of the Volvo XC60 PHEV

Business solutions

Learn more about our car finance solutions tailored to your business needs.

Front side view of the Volvo EX30 in the colour Cloud Blue.

Small car. Big space.

Our smallest ever SUV goes big on safety, sustainability and storage space.

Popular cars with Personal Contract Purchase

FAQ

How do I know if Personal Contract Purchase (PCP) is right for me?

Personal Contract Purchase (PCP) offers you the opportunity at the end of the contract term to purchase the car for a value set when you place the order (referred to as the Optional Final Payment). Either that or you simply return the car, or renew your contract and choose a new car. You choose the term you would like – either 24, 30, 36, 42 or 48 months. Making an optional deposit will lower your monthly payment.

What are the contract lengths for Personal Contract Purchase (PCP)?

You choose the term that suits you - either 24, 30, 36, 42 or 48 months.

What deposit do I need to put down?

A partial deposit of £500 is required when you place the order. If you decide to cancel your order, this will be refunded to you. You can also place an optional deposit if you wish to do so. The partial deposit and optional deposit are taken off the total cost of the car with the remaining amount distributed equally over monthly payments until the end of the contract.

What happens at the end of the contract?

When the agreed period of your Personal Contract Purchase (PCP) ends, you will have three options:

  1. make the Optional Final Payment set at the contract start and take full ownership of the car,
  2. part exchange your car for a new contract and car, or
  3. simply return the car with no additional cost (as long as kept within mileage and conditions according to T&Cs).

For more information, please visit https://www.vcfsuk.co.uk/volvo/end-of-agreement-options/

When will I be charged my monthly payment and for what?

The first monthly payment will be charged one month after the contract is activated. Any additional charges or fines will be settled monthly in arrears (usually together with the payment for the upcoming month). If you wish to change the date for payment you can request this online, or please contact Volvo Car Financial Services UK Customer Services:

Telephone: 0800 085 1541 Website: www.vcfsuk.co.uk/volvo/managing-your-agreement/

Important Information

The finance application will be handled through our lending partner Volvo Car Financial Services UK Limited.

This product is not available for Sole Traders or Partnerships of 3 or less. We are working on a solution to be able to offer these products.

Please note that if you are to part-exchange for a new car and contract, this would be subject to new affordability, eligibility and creditworthiness checks (even if you are already on an existing contract)